We all know that insurances are those expenses made to cover future accident or any unwanted incident including death. However, these kind of expenses can definitely be prevented if we are just careful enough with ourselves. Living a healthy lifestyle, using eco-friendly products and more will surely keep us healthy at all times. However, since there are also some factors that are inevitable, a life insurance will keep our dependents and us safe and comfortable when unwanted things happen. Term life insurance is probably one of the best forms of insurance to avail to those who want a fixed rate of payments for a certain period.